Pareto Portfolio

by David McKenzie-James

My 80/20, lean, effective DeFi strategy

Why spend 1+ hour a day chasing 50% annual yields when it requires <30-mins weekly to achieve 35%?

Those extra 24-hours saved each month (12-days per year) you instead focus on what has a greater impact on your life is far more effective (business growth) or enjoyable (family time is worth 1000x more than an extra 15%).

Want to take advantage of Decentralised Finance – without any complexity or fluff?

Many people I speak to just want to starting making their money work harder, and to implement the required strategies as efficiently as possible.

They don’t want to join a community, sit in group calls, or pay a premium for something they won’t use.

Their goal is a straightforward setup that puts capital to work – earning yield on stable assets, beating inflation, and grows consistently (at a greater degree than anywhere else).

In short, I work with people looking to establish a simple, lean DeFi portfolio.

Strategy Implementation

What I will personally assist you with:

✅ Setup of required platforms, tools, and secure cold wallet.

✅ Asset selection of digital assets based on current market conditions (stablecoins + established tokens).

✅ Setup of optimal liquidity pools for additional yield (targeting 20% APR but 40-50% APR reasonable).

✅ Optional: acquire some newer, high-potential projects that could be future players.

(A phased implementation roadmap and a breakdown of my current portfolio are available to share with you).

Ongoing Support & Benefits

Responsible portfolio management requires staying properly informed and aware. Fortunately, 99% of the cognitive load and effort can be "delegated" - like a hedge fund manager with a dedicated research arm.

The quality and scope of market intelligence I already have flowing to me is extremely high. Simply, I will keep you informed of anything relevant or notable that comes up.

Market intelligence would include:

✅ Important macro moves e.g. the crash forecast last November crash and defensive recommendations.

✅ Suggestions of early-stage tokens/projects that show genuine potential.

✅ Any findings relating to broader economy beyond just crypto.

Market intelligence sources: I have setup my own applications that uses AI to process data pulled in from a myriad of sources. I also have direct links with numerous elite research teams, including Decentralized Masters and YieldSchool.

Goals & Target Outcomes

Based on the numbers I have personally experienced and consistently seen others achieve.

Quantitative Goals

Baseline Yield: consistent 20% APR on stable assets (USDT, PAX gold) regardless of market conditions.

Optimized Yield: Target 40-50%+ APR via advanced liquidity pools (e.g., concentrated liquidity) once the foundation is secure.

(Market price increase of assets would produce further and potentially significant additional growth. However, impossible to provide reliable projections.)

Qualitative Goals

Absolute Self-Custody: 100% control and sovereignty of assets via hardware wallets, eliminating 3rd-party risks.

Capital Preservation: Build a defensive foundation that protects purchasing power against inflation and market volatility.

Operational Efficiency: Streamline fiat-to-crypto pathways to minimize transaction friction and fee drag.

Making It Happen​

How we would work together to execute the plan.

Pre-recorded videos outlining easier setups, strategy breakdowns, asset selection and advised ratios.

1-1 Zoom calls for more complex discussions and walkthroughs.

1-1 WhatsApp messaging for quick questions and ongoing support.

Bespoke Loom videos if more efficient than a live call for either of us.

Engagement Length
Most interactions will be during the implementation phase, however I am happy to stay in touch and assist indefinitely. You will continue to receive market insights into the future, either from myself or a team I may bring on.

Cost: TBC
(In process of calculating my potential input requirements and capacity, but intention is to keep as low as possible.

Bonuses

✅ Assistance setting up crypto debit cards (spend crypto without converting back in fiat).

✅ Advice on tax optimisation and structures (potentially trusts)

✅ Identify how you could integrate crypto into your business, specifically to take payments in stablecoins for rapid cross-border payments. (Article from Stripe.com)

✅ How to use digital assets as collateral to take out fiat cash loans buy real-world assets (like real estate) without triggering a capital gains taxable event.

✅ Operational security guidelines on best security/privacy and scanners for maximum protection and awareness against phishing and other

✅ Setup “digital inheritance” protocols to safely pass on access to beneficiaries in case of death or incapacitation.

✅ Setup elegant, easy-to-use automated portfolio management dashboard for visibility + alerts.

✅ How to make larger fiat to crypto deposits or crypto to fiat withdrawals without unnecessary fees or blocks.

About David McKenzie-James

My digital asset journey is rooted in over a decade of firsthand market experience. I made my first Bitcoin purchase in 2013 at ~$70. Surviving the early “wild west” and multiple bear markets taught me invaluable lessons in risk management. I eventually cashed out a significant portion around $38,000 to launch a tech startup in the music/subscription space.

Traditional Investment Table

# Investment Range %/yr Category Description
Returns are historical averages and not guaranteed. Past performance ≠ future results.
This is a staging environment